Up to BGN 50 000 Consumer Loan without Guarantor from Societe Generale Expressbank

Finance | September 27, 2012, Thursday // 16:41|  views

Expresso loan with a special promotion till the end of November and a new credit card as a bonus from the bank

No requirement for a guarantor, promotional interest rate, long repayment period and an amount up to BGN 50 000 for Expresso consumer loan offers Societe Generale Expressbank as of September 2012.

The bank also does not collect application and management fees for the credit. The "Expresso" promotion is valid till the end of November 2012.

„Usually, withdrawing a bank loan is a stressful moment for people, especially when it is connected to urgent needs. Additional worries bring the conditions with which the applicant has to comply in order to be approved for the credit. For this reason, we are trying to do our best to make it easier for our customers and to be their partner in such situations, offering them simplified conditions for Expresso loan for any needs. At the same time, the bank does not require any guarantor and application fees" said Nataliya Lakova, Credit Products Manager in the bank.

As a bonus to Expresso loan, Societe Generale Expressbank offers a credit card with no fees for the first year. The card protects the purchases from damage, theft of loss.  For the first time on the market, customers have the chance to take advantage of the "Best Price" guarantee – in case the purchased item with the card is found at a higher price, the bank guarantees a refund of the price difference. The new card offers also protection of on-line payments by 3D secret code, assistance when traveling abroad and "Life" insurance.

People who wish to use the services of the bank may rely on professional financial advice by the experts of Societe Generale Expressbank in each of the 150 offices of the bank in the country.

Societe Generale Expressbank Group is one of the top ten leading financial institutions in Bulgaria. It is composed by the bank Societe Generale Expressbank and its subsidiary companies - Sogelease Bulgaria, Societe Generale Factoring and its associate life insurance company Sogelife Bulgaria.

Together with its 1500 employees, Societe Generale Expressbank aims to offer customers comprehensive, flexible, high quality, innovative products and services on advantageous price conditions.

The bank has received various prestigious awards amongst which "Best Bank in Bulgaria" for 2012 by the international financial magazine Euromoney. Societe Generale Expressbank received also confirmation from Fitch Ratings - 'BBB+' with positive outlook, which is the highest rating, given from Fitch to a financial institution in Bulgaria.

_ 99,74% of the capital is property of Societe Generale Group;

_ BGN 52 M Net profit of Societe Generale Expressbank as for 2011;

_ BGN 173.2 M Net banking income as for 2011;

_ BGN 3.5 B Total assets as for 2011

_ 150 sales points;

_ More than 360 000 clients.



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Tags: credit, loan, Societe Generale SA, societe generale, Societe Generale Expressbank, bank, banking, Sogelease, housing loan


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